What the math assumes
Beta means the model is intentionally narrow. It does not estimate taxes, depreciation, capital gains, legal compliance, financing qualification, or property value.
Beta · property scenarioBeta
Rental-Property Cash-Flow Calculator
Organize a simplified monthly rental-income and expense scenario before deeper property, financing, legal, and tax review.
Private by design: your entries stay in your browser and are not submitted to MoneyPathTools.
1
Enter a scenario
Example values are included and clearly labeled. Replace them with your own current figures.
Understand the estimate
Assumptions and limits
Change one input at a time, record the assumption, and compare several scenarios.
What the result leaves out
Use documented local rents and full property expenses. Include maintenance and vacancy even when recent months were quiet.
A useful next step
A positive scenario is not a guaranteed return. One repair, vacancy, special assessment, or insurance change can alter the result.
Frequently asked questions
Does this calculate cap rate or cash-on-cash return?
No. The beta focuses only on monthly cash flow so purchase price, financing, and tax assumptions are not mixed into a deceptively precise return.
Should reserves be included as expenses?
Including them makes the scenario more conservative and keeps future costs visible, even though cash may remain in your account until needed.
Is this tax advice?
No. Rental tax treatment is outside this tool; use current IRS guidance and qualified help when needed.
Official sources and important limits
This calculator provides educational estimates only. It is not financial, tax, legal, credit, real-estate, or investment advice.
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